Please read these Terms & Conditions carefully before using RESILIENCE ENGINEERING PRIVATE LIMITED and Kredsetu services.
Please read these Terms & Conditions carefully before using the services provided by RESILIENCE ENGINEERING PRIVATE LIMITED.
These Terms & Conditions ("Terms") govern your access to and use of the website, products, services, and digital platform operated by RESILIENCE ENGINEERING PRIVATE LIMITED ("Company", "we", "our", or "us").
By accessing our website, submitting loan applications, requesting financial services, or using any feature of our platform, you acknowledge that you have read, understood, and agreed to comply with these Terms & Conditions.
If you do not agree with these Terms, please discontinue using our website and services immediately.
RESILIENCE ENGINEERING PRIVATE LIMITED provides technology-enabled financial solutions that simplify access to personal loans, business loans, financial advisory services, and other lending-related solutions.
We may work with regulated Banks, NBFCs, and authorized financial institutions to facilitate financing solutions for eligible applicants.
Loan approval, eligibility, sanctioned amount, interest rate, repayment schedule, and final lending decisions remain solely at the discretion of the respective lending partner.
Submission of an enquiry or loan application does not guarantee approval.
By using our platform, you confirm that:
Providing false, inaccurate, or misleading information may result in rejection or suspension of services.
Certain services available on our website may require registration or verification.
You agree to maintain the confidentiality of your login credentials and accept responsibility for all activities performed using your account.
You must immediately notify us if you suspect any unauthorized use of your account or any security breach.
RESILIENCE ENGINEERING PRIVATE LIMITED shall not be responsible for losses resulting from unauthorized account usage caused by your negligence.
All loan applications submitted through our platform are subject to verification and assessment by the respective financial institution.
The Company reserves the right to reject or discontinue processing any application if incorrect, incomplete, or suspicious information is detected.
While using our platform, you agree to:
You further agree not to engage in fraudulent activities, identity misrepresentation, unauthorized access attempts, or any activity that may harm our systems or other users.
RESILIENCE ENGINEERING PRIVATE LIMITED values your privacy and is committed to protecting your personal information. Any information collected through our website or digital platform shall be processed in accordance with our Privacy Policy and applicable laws.
By using our services, you authorize us to collect, store, verify, process, and share your information with authorized Banks, NBFCs, lending partners, credit bureaus, KYC agencies, payment gateways, and government authorities wherever required for processing your application or complying with legal obligations.
All content available on this website, including text, graphics, logos, icons, software, layouts, images, videos, trademarks, and other materials are the exclusive property of RESILIENCE ENGINEERING PRIVATE LIMITED unless otherwise stated.
No material from this website may be copied, reproduced, distributed, modified, published, transmitted, or commercially exploited without obtaining prior written permission from the Company.
Certain financial products or services may involve processing fees, documentation charges, convenience fees, or other applicable charges as communicated by the respective lending partner or service provider.
All applicable charges will be disclosed before completion of the respective transaction wherever required.
The Company does not guarantee the availability of free services unless explicitly mentioned.
Our platform may contain links, APIs, payment gateways, verification services, or integrations operated by third-party organizations.
RESILIENCE ENGINEERING PRIVATE LIMITED is not responsible for the privacy practices, policies, security standards, or content of third-party websites or services.
Your interaction with such third-party platforms shall be governed by their respective terms and privacy policies.
All services, information, calculators, eligibility checks, and financial content provided on this website are intended for general informational purposes only and should not be interpreted as financial, legal, investment, or tax advice.
RESILIENCE ENGINEERING PRIVATE LIMITED makes reasonable efforts to ensure the accuracy of information but does not warrant that all information is complete, current, uninterrupted, or free from technical errors.
To the maximum extent permitted by applicable law, RESILIENCE ENGINEERING PRIVATE LIMITED shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
You agree to indemnify and hold harmless RESILIENCE ENGINEERING PRIVATE LIMITED, its directors, employees, affiliates, business partners, and representatives against any claims, liabilities, damages, costs, or expenses arising from your misuse of the website, violation of these Terms, submission of false information, or breach of applicable laws.
RESILIENCE ENGINEERING PRIVATE LIMITED reserves the right to suspend, restrict, or terminate your access to the website or any of our services without prior notice if:
Suspension or termination of services shall not affect any legal rights, obligations, or liabilities that have already arisen prior to such suspension or termination.
RESILIENCE ENGINEERING PRIVATE LIMITED reserves the right to modify, update, or revise these Terms & Conditions at any time without prior notice.
Any changes shall become effective immediately upon publication on this website unless otherwise specified.
We encourage users to review this page periodically to stay informed about any updates.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any dispute, claim, or legal proceeding arising out of or in connection with these Terms or the use of our website shall be subject to the exclusive jurisdiction of the competent courts in India.
By using our website or submitting any enquiry or application, you consent to receive communications electronically through email, SMS, phone calls, WhatsApp, or other digital channels regarding your application, account updates, promotional offers, service notifications, or legal communications where permitted by applicable law.
RESILIENCE ENGINEERING PRIVATE LIMITED shall not be held responsible for any delay, interruption, or failure in performance resulting from circumstances beyond its reasonable control, including but not limited to natural disasters, government actions, pandemics, cyber-attacks, internet failures, power outages, strikes, or technical disruptions.
If you have any questions, concerns, or require clarification regarding these Terms & Conditions, you may contact RESILIENCE ENGINEERING PRIVATE LIMITED through the contact details available on our official website.
Our support team will make reasonable efforts to respond to your queries in a timely and professional manner.
By accessing, browsing, or using this website and its services, you acknowledge that you have carefully read, understood, and agreed to be legally bound by these Terms & Conditions.
Continued use of our platform after any modifications to these Terms constitutes your acceptance of the revised Terms & Conditions.
Thank you for choosing RESILIENCE ENGINEERING PRIVATE LIMITED. We are committed to providing secure, transparent, and reliable financial solutions while maintaining the highest standards of compliance, integrity, and customer trust.